Assurance One of Texas, LLC

Earthquake Insurance Throughout Texas

If you live in a seismically active area, earthquake insurance can be crucial. Standard homeowners policies don’t cover earthquake damage — leaving you to pay out of pocket. Earthquake insurance covers structure, personal belongings, and additional living expenses if your home becomes uninhabitable.

Earthquakes cause swift, extensive structural damage — foundation cracks, collapsed walls, broken pipes. Policies are specifically tailored to address these issues.

An illustrated ground contains cracks and collapses into the shape of a question mark

Standard HO
Not Covered

Structure
Covered

Belongings
Covered

Extra Living
Covered

Your standard homeowners policy doesn’t cover earthquakes.

The professionals at Assurance One of Texas, LLC in Sugar Land, Texas will outline your protection options.


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Earthquakes cause swift, extensive structural damage — foundation cracks, collapsed walls, broken pipes, and more.

Some earthquake policies even offer retrofitting discounts to strengthen homes against future seismic activity. The professionals at Assurance One of Texas, LLC can help you understand your risk and your coverage options.

Earthquake damage is excluded from standard homeowners policies — a separate earthquake policy fills this critical gap in your protection.

Coverages Available

Earthquake Insurance — Coverages Can Include:


  • Structural/foundation damage

  • Personal belongings

  • Additional living expenses

  • Foundation & wall repairs

  • Broken pipes & systems

  • Retrofitting discounts

  • Swift recovery support

  • Specialized seismic coverage

United States Seismic Risk Map

United States Seismic Probability Map

Contact Assurance One of Texas, LLC in Sugar Land, Texas to learn more about earthquake insurance options for your property.